Fee Schedule

Fee Schedule Effective April 1, 2014

No Fee Services

ATM (SPE Machines)No Fee to Members
Bill Pay No Fee
Direct Deposit or Withdrawal

Transactions

No Fee
Notary

Signature only

No Fee
Essential Checking Accounts

No fees/no minimum balance/no per check charge

No Fee
SPe-branch online

Transactions - 24 hours a day

No Fee
SPe-statements No Fee
Teller Transactions No Limit/ No Fee
VISA® Credit Card No Fee

Fee Services

Account Balancing $15.00 per hour
Account Print Out

Flat fee

$3.00
ATM - (Non-SPE Machines Only)$2.00
Essential Checking - First 6 withdrawals a month no fee, then each$2.00
Premium Checking - First 12 withdrawals a month no fee, then each$2.00
Card Replacement - ATM or VISA® Debit Card or VISA® Credit Card$5.00
Account Research Fee$20.00 per hour
Cashier's Check$5.00
Collection Fee$35.00
Dormant Account Fee

Per Quarter

$5.00
Membership Fee $5.00
Money Order

Up to $1,000

$1.50
Non-Sufficient Funds (NSF)

The NSF/Overdraft fee applies to overdrafts created by check, ATM withdrawal, or other electronic means.

$39.00
Overdraft Transfers from savings accounts - First one each month No Fee
Overdraft Transfers from savings accounts - Up to five more each month $1.00 each
Overdraft Transfers from savings accounts - Over six pre-authorized withdrawals each month NSF Fee Applies
Overdraft Transfers from checking account - First one each month No Fee
Overdraft Transfers from checking account - Unlimited transfers after first each month $1.00 each
Overdraft Transfers from line of credit No Fee
Return Items

Deposit or payment item

$15.00
Check Copies - Through e-Branch No Fee
Check Copies - One year old or less $3.00
Check Copies - Over one year old Up to $10.00
Checks (temporary)4 checks/$5.00
Statement Copy

Flat Fee

$3.00
Stop Payment

Check or ACH

$39.00
Wire Transfer - Domestic$15.00
Wire Transfer - International$40.00
Wire Transfer - Incoming$10.00

Account Fee Schedule

MMA

Check < $500. (per share draft)

$2.00
Premium Checking Account

Low balance Fee

$5.00