Kasasa Saver

Kasasa Saver

Save money and effort with free Kasasa Saver®. Kasasa Saver builds your savings automatically by linking directly to your Kasasa Cash® account. Each month, the rewards earned in Kasasa Cash are automatically transferred to Kasasa Saver.

And with no monthly service charge and a hefty dividend rate, your savings go nowhere but up. Build your savings effortlessly with Kasasa Saver.

  • Linked to free Kasasa Cash checking account
  • Automatic transfers of Kasasa Cash earnings
  • Automatic transfers of ATM fee refunds from Kasasa Cash*
  • 0.50% APY* on Kasasa Saver balances up to $5,000
  • 0.24% dividend rate* on amount of Kasasa Saver balance over $5,000 (resulting in a 0.50%–0.26% APY depending on balance)
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • No monthly service charge
  • Direct deposit required to maintain account
  • Free online banking
  • Free eStatements
  • No minimum deposit to open


There are no extra qualifications to get the Kasasa Saver reward rate. If you qualify for Kasasa Cash checking rewards, you automatically get the Kasasa Saver rate too! Simply do the following each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatement notice
  • Be enrolled and log into online banking

If you don't meet the qualifications, don't worry. There's no penalty, and both accounts are still free and earn our base rate dividends. Plus, you can get back to earning the full rewards the very next month.

*APY = Annual Percentage Yield. APYs accurate as of 06/19/2013. Rates may change after account is opened. New members must pay the $5 membership fee and meet the $5 qualifying share requirement at the time of account opening. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed ($5 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $5,000 receive APY of 2.51%; and (3) balances over $5,000 earn 0.50% dividend rate on the portion of the balance over $5,000 resulting in 2.51% - 0.26% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and do not compound. Actual dividend amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications are met each monthly qualification cycle: (1) balances up to $5,000 in Kasasa Saver receive an APY of 0.50%; and (2) balances over $5,000 in Kasasa Saver earn 0.25% dividend rate on portion of balance over $5,000, resulting in 0.50% - 0.26% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Limit one account per Social Security Number. Must be 18 or older to open this account. Monthly direct deposit required to have these accounts.