Rates - Deposit

Rates effective as of July 26, 2016.

Kasasa Cash®*

BalanceDividend RateAPY*
Up to $5,0002.48%2.51%
Above $5,0000.50%2.51% to 0.60%
All balances if qualifications are not met0.05%0.05%

Complete the following each monthly qualification cycle:

Kasasa Saver®*

BalanceDividend RateAPY*
Up to $5,0000.49%0.50%
Above $5,0000.24%0.50% to 0.26%
All balances if qualifications are not met0.05%0.05%

There are no additional Kasasa Saver qualifications. Qualify for both accounts by completing the following in Kasasa Cash each monthly qualification cycle:

Checking Accounts

AccountMinimum Required Opening DepositDaily Balance RequiredAPY*
Essential Checking$5.00$0 - $4,999.990.00%
$5,000.00 and over0.00%
Premium Checking$5.00$0 - $999.990.00%
$1,000.00 - $19,999.990.02%
$20,000.00 and over0.02%

Money Market Accounts

TierMinimum Required Opening DepositDaily Balance RequiredAPY*
Tier 1$2,500.00$2,500.00 - $9,999.990.00%
Tier 2$2,500.00$10,000.00 - $24,999.990.00%
Tier 3$2,500.00$25,000.00 - $49,999.990.00%
Tier 4$2,500.00$50,000.00 - $99,999.990.00%
Tier 5$2,500.00$100,000.00 and over0.00%

Savings / Holiday & Vacation Club Accounts

Daily Balance RequiredMinimum Required Opening DepositAPY*
$100.00 - $9,999.99$5.000.02%
$10,000.00 - $24,999.99$5.000.02%
$25,000.00 and over$5.000.02%

Savings Account for Kids

Daily Balance RequiredMinimum Required Opening DepositAPY*
$5.00 - $9,999.99$5.000.02%
$10,000.00 - $24,999.99$5.000.02%
$25,000.00 and over$5.000.02%

Term Share Certificates and IRAs

TermMinimum Required Opening DepositAPY*
3 Months$1,000.000.10%
6 Months$1,000.000.15%
12 Months$500.000.15%
24 Months$500.000.40%
36 Months$500.000.60%
48 Months$500.000.80%
60 Months$500.001.00%

*APY=Annual Percentage Yield. Rates may change after account is opened. Fees may reduce earnings. A penalty will be imposed for early withdrawal of term share accounts. If certificate funds other than dividends are withdrawn before the maturity date, there will be a substantial penalty. The penalty is: If the term of the certificate is thirty two (32) days to one (1) year, the forfeiture is an amount equal to 90 days dividends, whether earned or not. If the term of the certificate is more than one (1) year, the forfeiture is an amount equal to 180 days dividends, whether earned or not.