Rates - Deposit

Rates effective as of May 1, 2014. APY=Annual Percentage Yield. Rates may change after account is opened. Fees may reduce earnings. A penalty will be imposed for early withdrawal of term share accounts.

Kasasa Cash®*

BalanceDividend RateAPY
Up to $5,0002.48%2.51%
Above $5,0000.50%2.51% to 0.60%
All balances if qualifications are not met0.05%0.05%

Complete the following each monthly qualification cycle:

Kasasa Saver®*

BalanceDividend RateAPY
Up to $5,0000.49%0.50%
Above $5,0000.24%0.50% to 0.26%
All balances if qualifications are not met0.05%0.05%

There are no additional Kasasa Saver qualifications. Qualify for both accounts by completing the following in Kasasa Cash each monthly qualification cycle:

Checking Accounts

AccountMinimum Required Opening DepositDaily Balance RequiredAPY*
Essential Checking$5.00$0 - $4,999.990.00%
$5,000.00 and over0.00%
Premium Checking$5.00$0 - $999.990.00%
$1,000.00 - $19,999.990.05%
$20,000.00 and over0.05%

Money Market Accounts

TierMinimum Required Opening DepositDaily Balance RequiredAPY
Tier 1$2,500.00$2,500.00 - $9,999.990.00%
Tier 2$2,500.00$10,000.00 - $24,999.990.00%
Tier 3$2,500.00$25,000.00 - $49,999.990.00%
Tier 4$2,500.00$50,000.00 - $99,999.990.00%
Tier 5$2,500.00$100,000.00 and over0.00%

Savings / Holiday & Vacation Club Accounts

Daily Balance RequiredMinimum Required Opening DepositAPY
$100.00 - $9,999.990.05%
$10,000.00 - $24,999.990.05%
$25,000.00 and over0.05%

Savings Account for Kids

Daily Balance RequiredMinimum Required Opening DepositAPY
$5.00 - $9,999.99$5.000.05%
$10,000.00 - $24,999.99$5.000.05%
$25,000.00 and over$5.000.05%

Term Share Certificates and IRAs

TermMinimum Required Opening DepositAPY
3 Months$1,000.000.10%
6 Months$1,000.000.15%
12 Months$500.000.15%
24 Months$500.000.40%
36 Months$500.000.60%
48 Months$500.000.80%
60 Months$500.001.00%