SPE Federal Credit Union

APR = Annual Percentage Rate

*Loan rates are based on credit worthiness of applicants and may vary from those shown above.

* This rate is a .25% discount off the annual percentage rate (APR). To qualify, the loan payment must automatically transfer from an SPE FCU share draft checking account. If automatic loan transfer payment is discontinued, the rate will increase by .25%. Refinancing a current SPE FCU loan requires adding $2,500 to the loan; the vehicle value must be sufficient collateral for the loan.

These rates are subject to change at any time.

*Loan rates are based on credit worthiness of applicants and may vary from those shown above.

Pay $194 for every $10,000 borrowed at 5.99% for 60 months. Example for illustration purposes only.

These rates are subject to change at any time.

Rates are based on 80% loan to value (LTV).

*APR = Annual Percentage Rate. This rate is a .25% discount off the APR. To qualify, the loan payment must automatically transfer from an SPE FCU share draft checking account. If automatic loan transfer payment is discontinued, the rate will increase by .25% APR. Minimum loan amount is $10,000; maximum is $200,000. Loans under $10,000 are available. Check with the credit union for rates.

** APR = Annual Percentage Rate. This is a variable rate line of credit based on a one-year Treasury Bill, plus 2.75% margin. The rate may change each January 1 and July 1. The minimum payment is 1.75% of the current balance, rounded to the nearest $10; the maximum APR is 18%. Minimum advances are $300. To refinance a current SPE loan requires an additional advance of $5,000.

Consult a tax advisor regarding the deductibility of interest.

Check rates, Learn More, Pre-qualify, Pre-approve, or Apply for a home loan at the press of this button!

*Loan rates are based on credit worthiness of applicants and may vary from those shown above.

*APR = Annual Percentage Rate. This rate is a .25% discount off the APR. To qualify, the loan payment must automatically transfer from an SPE FCU share draft checking account. If automatic loan transfer payment is discontinued, the rate will increase by .25%. Minimum loan is $1,000. To refinance an existing SPE FCU loan, an additional $1,000 must be added to the loan.