Fee Schedule

Fee Schedule Effective August 1, 2016

No Fee Services

ATM (SPE Machines)No Fee to Members
Bill Pay No Fee
Direct Deposit or Withdrawal


No Fee

Signature only

No Fee
Essential Checking Accounts

No fees/no minimum balance/no per check charge

No Fee
Online Banking

Transactions - 24 hours a day

No Fee
E-statements No Fee
Teller Transactions No Limit/ No Fee
Mastercard® Credit Card No Fee

Fee Services

Account Balancing $15.00 per hour
Account Print Out

Flat fee

ATM - (Non-SPE Machines Only)$2.00
Essential Checking - First 10 withdrawals a month no fee, then each$2.00
Premium Checking - First 10 withdrawals a month no fee, then each$2.00
Card Replacement - ATM or Mastercard® Debit Card or Mastercard® Credit Card$5.00
Account Research Fee$20.00 per hour
Cashier's Check$5.00
Collection Fee$35.00
Dormant Account Fee

Per Quarter

Membership Fee $5.00
Money Order

Up to $1,000

Non-Sufficient Funds (NSF)

The NSF/Overdraft fee applies to overdrafts created by check, ATM withdrawal, or other electronic means.

Return Items

Deposit or payment item

Check Copies - Through online banking No Fee
Check Copies - One year old or less $3.00
Check Copies - Over one year old Up to $10.00
Checks (temporary)4 checks/$5.00
Statement Copy

Flat Fee

Stop Payment

Check or ACH

Wire Transfer - Domestic$15.00
Wire Transfer - International$40.00
Wire Transfer - Incoming$10.00

Account Fee Schedule


Check < $500. (per share draft)

Premium Checking Account

Low balance Fee