Mastercard Credit Cards

Mastercard Credit Cards

For a limited time 0% APR** for 12 months on all balance transfers!

With a SPE Federal Credit Union Mastercard® Rewards Credit Card your everyday purchases can help you earn points towards your next vacation getaway, cash back, a brand name gift, or a once in a lifetime experience.

With our Mastercard® Rewards Credit Card program every time you use your card, you’ll earn 1 point for every $1 in qualifying net retail purchases.

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  • Competitively low rates*
  • No annual fees
  • Make purchases virtually anytime, anywhere
  • Earn 1 point for every $1 in qualifying net retail purchases
  • Variety of redemption options for reward points
  • A number of benefits available specific to each card:
  • Insurance coverage
  • Establish or re-establish credit history
  • Easily replaced if lost or stolen

Access your account and pay your bill 24 hours a day at

Shop online with confidence! Get a password to be used with your card for more secure online card purchases.

To browse the credit card reward redemption options please visit

* Loan rates are based on credit worthiness of applicants

**APR = Annual Percentage Rate. The intro APR for balance transfers is 0.00% (Promotional APR on transferred balances for 12 months from the first balance transfer date during the promotional period). The introductory rate does not apply to purchases and cash advances. Your rate for purchases, balance transfers, and unpaid balances after the introductory period will be adjusted to the non-introductory rates. Currently 9.99% APR to 18.00% APR based on your creditworthiness. Please consult your credit card agreement or contact the credit union for more details. We may decline to process your request for this offer: if you are not approved for a credit card or do not have enough credit available at the time of your offer; if your account is closed; if your payment is past due or if you filed for bankruptcy; and to protect your account when fraud is suspected. The balance transfer(s) must post to your account by 06/28/2019 for the promotional APR and fee to apply. No balance transfer fee applies. We will begin charging interest on the balance transfer(s) on the first day 12 months after the transaction is posted to your account. Existing SPE credit card balances, business credit cards, and loan accounts are excluded from this 0.00% balance transfer offer. Savings account with $5 opening deposit required. Equal opportunity lender. Federally insured by NCUA.