SPE can customize a loan to meet your needs—whether it’s a bike to get around Penn State, improvements to your home, or anything in between.
And we handle all loan decisions and processing personally. So you can get on with your day-to-day, assured that your needs are being handled promptly.
Limited Time Summer Fun Loan!
Looking to take a dream vacation, clean up some old debt, or maybe you need a little help with back to school shopping? Our summer fun loan can help out! Limited time offer of 5.99% APR* for up to five years. Borrow up to $25,000 for up to 60 months
*APR is Annual Percentage Rate. The APR may vary based on creditworthiness, amount financed, and loan term. Offer excludes refinancing existing SPE loans, mortgages, home equity loans, and Mastercard® credit cards. $25,000 maximum loan amount with a term up to 60 months. A 36 month loan of $8,000 at a rate of 5.99% APR will have 36 monthly payments of $30.38 per $1000.00 borrowed. Programs, rates, terms, and conditions are subject to change without notice. Other restrictions may apply. Learn more and apply on-line at www.spefcu.org. Call or visit any branch and speak with our loan personnel for more details. Offer valid June 10, 2019 – July 31, 2019. We reserve the right to end this promotion at any time. Savings account with $5 opening deposit required. Equal opportunity lender. Federally insured by NCUA.
Personal Loan Details:
- Competitively low rates and closing costs for a number of needs
- Flexible terms, customized to your situation
- A wide range of terms and lending options
- Fixed interest rates on unsecured loans
- Borrow up to $25,000
- Terms up to 5 years
- Local decision-making and processing
- Helpful, personalized service throughout the entire process
Bicycle Loans
Take advantage of competitive rates on our specialized bike loans.
- Competitively low rates and closing costs for bicycle purchases
- Flexible terms, customized to your situation
- Fixed interest rates
- Minimum loan amount $250
- Maximum loan amount $4,000
- Local decision-making and processing
- Helpful, personalized service throughout the entire process
Share-secured Loans
Get financing for your future based on your savings history in the past. By securing your loan with an SPE savings account, you can receive our lowest rates for a wide range of personal needs.
- Our lowest rates and low closing costs for a number of needs
- Deposited funds within SPE act as your collateral
- Funds continue to earn interest
- No need to draw from savings
- Can be used to build or restore good credit
- Flexible terms, customized to your situation
- Local decision-making and processing
- Helpful, personalized service throughout the entire process
Line of Credit
Have a solution to needs before they even arise with an SPE Line of Credit. Draw from your line at any time, reusable without reapplying. Best of all, you only pay interest on the part that you use.
- Competitively low rates and closing costs for a number of needs
- Instant access to funds, whenever you need them
- Reuse without reapplying
- Only pay interest on the part used
- Flexible terms, customized to your situation
- A wide range of terms and lending options
- Revolving line of credit
- Borrow up to $20,000
- Local decision-making and processing
- Helpful, personalized service throughout the entire process