Auto Loans

Auto Loans

You tailor the vehicle you buy to your needs. And we tailor your auto loan terms to accommodate you. No matter the vehicle, we work hard to secure competitively low rates to get you into the vehicle you deserve.

We also handle all our member's lending needs right here in Centre and Huntingdon Counties. So you don't have to idly wait for some far-off company to process your paperwork. Get to where you're going quicker and look good while you're doing it.

Member Auto Center

When you find your new or used vehicle, you can now complete your credit union auto loan paperwork at one of our Preferred Dealers! We have teamed up with Keystone Lending Alliance (KLA) to offer lending services to our members for auto financing, allowing you to finance through SPE right at the dealership. This means that you no longer need to stop by the credit union to fill out paperwork and you can complete your car purchase even when the credit union is not open! It can all be done right there at the dealer! Ask for SPE FCU financing the next time you purchase an auto at any of our participating dealerships.

And, to make your auto purchase even easier, you can research new car pricing, look up NADA used car values, find payment calculators, locate a particular car you're interested in and more using our Member Auto Center! Powered by KLA, the Member Auto Center allows our members to research their new car, find it at one of our Preferred Dealers and apply for their loan quickly and easily online!

Visit the KLA Member Auto Center today!

  • Competitively low rates on the right ride
  • Flexible terms, customized to your situation
  • Get pre-approved for extra buying power
  • Local decision-making and processing
  • Helpful, personalized service throughout the entire process