Deposit Rates

Rates effective as of November 22, 2023

Checking Accounts

AccountMinimum Required Opening DepositDaily Balance RequiredAPY*
Essential Checking $0.00$100 – $4,999.990.30%
$5,000.00 and over0.30%

Savings / Holiday & Vacation Club Accounts

Daily Balance RequiredMinimum Required Opening DepositAPY*
$100.00 – $9,999.99$5.000.30%
$10,000.00 – $24,999.99$5.000.30%
$25,000.00 and over$5.000.30%

Savings Account for Kids

Daily Balance RequiredMinimum Required Opening DepositAPY*
$5.00 – $9,999.99$5.000.30%
$10,000.00 – $24,999.99$5.000.30%
$25,000.00 and over$5.000.30%

Term Share Certificates and IRAs

TermMinimum Required Opening DepositAPY*
3 Months$1,000.000.30%
6 Months$1,000.000.30%
12 Months$500.000.35%
24 Months$500.000.45%
36 Months$500.000.50%
48 Months$500.000.65%
60 Months$500.000.70%

*APY=Annual Percentage Yield. Rates may change after the account is opened. There is no early withdrawal penalty imposed on term share certificates. Fees may reduce earnings on accounts.

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