Rates – Deposit

Rates effective as of August 23, 2017.

Checking Accounts

Account Minimum Required Opening Deposit Daily Balance Required APY*
Essential Checking $0.00 $0 – $4,999.99 0.00%
$5,000.00 and over 0.00%
Premium Checking $0.00 $0 – $999.99 0.00%
$1,000.00 – $19,999.99 0.02%
$20,000.00 and over 0.02%

 

Savings / Holiday & Vacation Club Accounts

Daily Balance Required Minimum Required Opening Deposit APY*
$100.00 – $9,999.99 $5.00 0.02%
$10,000.00 – $24,999.99 $5.00 0.02%
$25,000.00 and over $5.00 0.02%

 

Savings Account for Kids

Daily Balance Required Minimum Required Opening Deposit APY*
$5.00 – $9,999.99 $5.00 0.02%
$10,000.00 – $24,999.99 $5.00 0.02%
$25,000.00 and over $5.00 0.02%

 

Term Share Certificates and IRAs

Term Minimum Required Opening Deposit APY*
3 Months $1,000.00 0.20%
6 Months $1,000.00 0.25%
12 Months $500.00 0.35%
24 Months $500.00 0.40%
36 Months $500.00 0.60%
48 Months $500.00 0.80%
60 Months $500.00 1.26%

*APY=Annual Percentage Yield. Rates may change after account is opened. There is no early withdrawal penalty imposed on term share certificates.