Rise Rewards


 

SPE Federal Credit Union Rise Rewards Program Overview

Our members have many choices when it comes to choosing a financial institution and our Rise Rewards program is just one way, we are saying thank you for your membership. The Rise Rewards program gives you extra benefits and more reasons to love SPE. It’s easy! The more services you use, the more points you earn. We will offer four levels of Rise Rewards. Think you can’t make it to a higher level and earn more rewards? Think again.

Check out the information below to find out how you can get the most out of your membership at SPE and view the Rise Rewards FAQ for answers to some common questions. We will help you maximize your relationship with us. When we launch the program on January 1, 2019 feel free to talk to a team member to make sure you get the highest rewards possible.


 

bronzeBronze (0 – 124 Points):
• $750 Courtesy Pay Limit.
• $5,000 Check Deposit Hold Limit
silverSilver (125 – 224 Points):
• $1,000 Courtesy Pay Limit
• $7,500 Check Deposit Hold Limit
• 0.10% Loan Rate Reward
• 0.05% Share Rate Reward
goldGold (225 – 324 Points):
• $1,500 Courtesy Pay Limit
• $10,000 Check Deposit Hold Limit
• 0.20% Loan Rate Reward
• 0.10% Share Rate Reward
platinumPlatinum Member (325+ Points)
• $2,000 Courtesy Pay Limit
• No Check Deposit Hold Limit
• 0.30% Loan Rate Reward
• 0.15% Share Rate Reward
General Services Points
Checking Account50 Points
Certificate of Deposit10 Points
IRA Share and Certificates of Deposit20 Points
Length of Membership (eligible after 10 years of membership)1 point/year
Loan Product Points
Home Equity Loans30 Points
All other Loans20 Points
Savings Balance Points
$75,000 and Higher40 Points
$15,000 - $74,99930 Points
$2,500 - $14,99920 Points
$1,000 - $2,49910 Points
Savings products with a negative balance-200 Points
Loan Balance Points
$75,000 and Higher60 Points
$50,000 - $74,99950 Points
$25,000 - $49,99940 Points
$2,000 - $24.99930 Points
Electronic/Self-Service Points
Automatic Deposit of at least $1,000 per month50 Points
Automatic Loan Payment Transfer15 Points
ACH Loan Payments25 Points
Online Banking - Active25 Points
E-statements - Enrolled 25 Points
Bill Pay - Enrolled25 Points
Valid Email Address25 Points
E-Notices Subscription10 Points
E-Alerts Subscription10 Points
Mobile Text Banking - Enrolled10 Points
Mobile Web Banking - Active25 Points
Wrong Address-200 Points
Debit Card Points
Dollar amount of transactions $4,501 and Higher100 Points
Dollar amount of transactions $3,001 - $4,50075 Points
Dollar amount of transactions $1,501 - $3,00050 Points
Dollar amount of transactions up to $1,50025 Points
# of debit card transactions from 36 and Higher100 Points
# of debit card transactions from 26 - 3575 Points
# of debit card transactions from 16 - 2550 Points
# of debit card transactions up to 1525 Points
Credit Card Points
Dollar amount of transactions $4,000 and Higher40 Points
Dollar amount of transactions $2,000 - $3,99930 Points
Dollar amount of transactions $1,000 - $1,99920 Points
Dollar amount of transactions up to $99910 Points
# of credit card transactions from 30 and Higher40 Points
# of credit card transactions from 20 - 2930 Points
# of credit card transactions from 10 - 19 20 Points
# of credit card transactions up to 915 Points